LOI PREMIUM insurance ensures financial protection in the event of temporary or permanent disability to work occurring as a result of an accident or an illness. This exceptional product on the Polish insurance market is designed for the Clients concerned about stability, financial independency and the highest service standards.

LOI PREMIUM insurance was designed for those who:

• run a business
• are employed on the basis of a contract for services
• are freelancers
• are employed on the basis of a contract of employment

Insurance guarantees:

• Possibility to insure up to 80% of average monthly income for the last 12 months
• Payment of a monthly benefit up to a period of 36 months
• Flexible shaping of insured sums, indemnity period and scope of cover
• Free choice of additional elements of insurance cover in order to adjust the product to one’s needs
• Simplified procedure of concluding the insurance, lack of necessity of medical examinations
• Insurance of income, thus all overhead costs and investments related to the owned business
• Insurance cover launched immediately with no grace period after payment the premium or its first instalment
• Worldwide cover